EnrichEnrich

Cases, worked end to end.

Underwriting, verification, fraud and recovery. One agent runs the checks in banking order, holds when a human should decide, and files a report your reviewers and auditors can both read.

Get startedWatch a case resolve
An isometric model of the Enrich bureau: four desks — underwriting, verification, investigation and recovery — feeding case files inward along conveyors to a central decision pedestal.

Four desks on one floor

The same agent works all four. Nothing is handed to a different vendor at the boundary, and nothing is re-keyed to cross it.

One agent. Four kinds of case.

Underwriting

Pre-sanction checks, in banking order.

A case file climbing a staircase of checks toward a decision.

Verification

KYC and KYB that clears the file.

Documents stacked at a counter beside an inked stamp.

Investigation

Court records, watchlists, footprint.

Records pulled from a row of folders and read under a magnifier.

Recovery

Skip tracing that returns current contact.

A dotted trail across a map ending at a located address pin.

One case, start to signature

A real sequence, not a highlight reel — the nine steps a pre-sanction file walks through, in the order they run.

loan-underwritingIndia · pre-sanction

  1. Plan drafted

    planned

    Reads the underwriting playbook and proposes the checks it intends to run.

  2. PAN Intelligence Engine

    cleared

    Document active, name matched against the application.

  3. Aadhaar–UAN Link Resolver

    cleared

    Identity tied to a single employment record.

  4. Credit Intelligence Agent

    cleared

    Score, active credit lines, defaults in the last 24 months.

  5. EPF Passbook Extractor

    cleared

    Contributions current, tenure consistent with the declared employer.

  6. Criminal Record Intelligence Engine

    flagged

    Court records and litigation searched across jurisdictions.

  7. Held for approval

    held

    One finding sits outside your thresholds. The run parks, durably, and waits for a human.

  8. Resumed

    running

    Picks up at the exact step it stopped on — not from the beginning.

  9. Report filed

    complete

    Scored, sourced and signed.

Pre-sanction, phase by phase

The loan playbook runs as written. A critical identity failure halts the run instead of spending the next four phases on a file that was never going to clear.

Checks in order. Stops the moment one fails.

A case file travelling along a conveyor through four rising check stations, arriving at a sanction pedestal carrying three stamps.
  1. Phase 1

    Identity integrity

    PAN, Aadhaar and mobile, with the name matched across documents.

  2. Phase 2

    Credit and liabilities

    Score, active credit lines, and defaults inside the last 24 months.

  3. Phase 3

    Income stability

    EPF and UAN contributions, current tenure, frequency of job changes.

  4. Phase 4

    Risk evaluation

    Scored against your thresholds, not a vendor default.

  5. Phase 5

    Sanction summary

    Proceed, Review or Decline — with the reasoning attached.

Checks that run in order, and pause for you.

The agent plans the run, holds at the approval gate when a human should decide, and resumes exactly where it stopped — not from the beginning.

It stops for you. It does not start over.

A conveyor of case files held at a lowered barrier while a person on a side platform decides.

Verification that crosses borders with you.

One agent, one contract, four markets. India, the United States, Canada and the UAE, without stitching together a vendor per country.

Four markets. One integration.

Four floating island outposts joined by dotted arcs carrying parcels between them.

From raw lookups to a defensible call.

Every run lands as a scored, sourced report your reviewers and auditors can both read — not a wall of raw API responses.

A decision you can defend, not a data dump.

A finished, sealed report being handed from one reviewer to another beside a shelf of completed files.

A hundred and twenty-seven checks, under one contract

Not an integration list you have to build against one by one. The agent picks the checks a case needs, and you never see the vendor behind any of them.

PAN Intelligence EngineAadhaar–UAN Link ResolverVoter Identity VerifierCredit Intelligence AgentEPF Passbook ExtractorUAN Intelligence NexusGST Intelligence EngineUdyam Verification CoreCorporate Identity ResolverVehicle RC VerifierFASTag Signal ProbeUPI Identity ProbePAN Intelligence EngineAadhaar–UAN Link ResolverVoter Identity VerifierCredit Intelligence AgentEPF Passbook ExtractorUAN Intelligence NexusGST Intelligence EngineUdyam Verification CoreCorporate Identity ResolverVehicle RC VerifierFASTag Signal ProbeUPI Identity Probe
Criminal Record Intelligence EngineConman Fraud SentinelSkipTrace Deep ReconSkipTrace Recon EngineMobile Intelligence Mega AgentCarrier ResolverGeo-Location RadarEmail Intelligence EngineLinkedIn Research AgentMeta Social Signal RadarDirector Contact ProbeIFSC Branch ResolverCriminal Record Intelligence EngineConman Fraud SentinelSkipTrace Deep ReconSkipTrace Recon EngineMobile Intelligence Mega AgentCarrier ResolverGeo-Location RadarEmail Intelligence EngineLinkedIn Research AgentMeta Social Signal RadarDirector Contact ProbeIFSC Branch Resolver
US SSN Trace EngineUS Identity Verification CoreUS KYB Verification CoreUS EIN ResolverUS Residential Verification CoreCanada KYB Verification CoreCanada GST Verification CoreEmirates ID Verification CoreUAE Visa Verification CoreUAE Work Permit ResolverGlobal KYB Super AgentIBAN Intelligence EngineUS SSN Trace EngineUS Identity Verification CoreUS KYB Verification CoreUS EIN ResolverUS Residential Verification CoreCanada KYB Verification CoreCanada GST Verification CoreEmirates ID Verification CoreUAE Visa Verification CoreUAE Work Permit ResolverGlobal KYB Super AgentIBAN Intelligence Engine

One call, however you work

A run is one POST and one read. The same agent answers over REST, over MCP, and in the chat console — one key, one balance, one audit trail.

API referenceMCP setup
curl -X POST https://enrich.timble.ai/api/v1/runs \
  -H "Authorization: Bearer $ENRICH_KEY" \
  -H "Idempotency-Key: order-7841" \
  -d '{
    "message": "Underwrite Rahul Sharma, PAN ABCDE1234F",
    "workflow": "loan-underwriting"
  }'

# → 202  { "id": "run_9f3a2c…", "status": "queued" }

Put your next case on the desk.

Create a workspace, run one file through the full playbook, and read the report it files.

Get startedRead the API docs